$100K in Midland = $90,323 in Birmingham
Your $100K salary in Midland (COL 93) has the same purchasing power as $90,323 in Birmingham (COL 84). Birmingham is cheaper — your money goes 10% further there.
Budget breakdown — $100K in both cities
What $100K actually buys you in each city after taxes and core expenses.
| Expense | Midland $100K | Birmingham $100K (same salary) |
|---|---|---|
| Monthly take-home | $6,321 | $5,904 |
| 1BR rent | $1,200 | $1,200 |
| Groceries | $365 | $357 |
| Transport | $35 | $40 |
| Utilities | $178 | $175 |
| Internet | $65 | $58 |
| Left after essentials | $4,478/month | $4,074/month |
Frequently asked questions
What is $100K in Midland equivalent to in Birmingham?
$100K in Midland (COL index 93) has the same purchasing power as $90,323 in Birmingham (COL index 84). That's 10% less than your current salary.
If I move from Midland to Birmingham keeping my $100K salary, will I be better off?
Yes. If you keep earning $100K after moving to Birmingham, you'd have $-404 more per month after core expenses — because Birmingham is cheaper than Midland.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K × (84 ÷ 93) = $90,323. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Midland to Birmingham
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only