$100K in Memphis = $98,795 in Little Rock
Your $100K salary in Memphis (COL 83) has the same purchasing power as $98,795 in Little Rock (COL 82). Little Rock is cheaper — your money goes 1% further there.
Budget breakdown — $100K in both cities
What $100K actually buys you in each city after taxes and core expenses.
| Expense | Memphis $100K | Little Rock $100K (same salary) |
|---|---|---|
| Monthly take-home | $6,321 | $5,954 |
| 1BR rent | $1,100 | $1,100 |
| Groceries | $357 | $353 |
| Transport | $55 | $40 |
| Utilities | $170 | $168 |
| Internet | $55 | $58 |
| Left after essentials | $4,584/month | $4,235/month |
Frequently asked questions
What is $100K in Memphis equivalent to in Little Rock?
$100K in Memphis (COL index 83) has the same purchasing power as $98,795 in Little Rock (COL index 82). That's 1% less than your current salary.
If I move from Memphis to Little Rock keeping my $100K salary, will I be better off?
Yes. If you keep earning $100K after moving to Little Rock, you'd have $-349 more per month after core expenses — because Little Rock is cheaper than Memphis.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K × (82 ÷ 83) = $98,795. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Memphis to Little Rock
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only