$40K in Lisbon = $68,480 in Eugene
Your $40K salary in Lisbon (COL 63) has the same purchasing power as $68,480 in Eugene (COL 107). Eugene is more expensive — you'd need 71% more to maintain the same lifestyle.
Budget breakdown — $40K in both cities
What $40K actually buys you in each city after taxes and core expenses.
| Expense | Lisbon $40K | Eugene $40K (same salary) |
|---|---|---|
| Monthly take-home | $2,062 | $2,398 |
| 1BR rent | $1,400 | $1,650 |
| Groceries | $380 | $395 |
| Transport | $150 | $82 |
| Utilities | $90 | $128 |
| Internet | $35 | $65 |
| Left after essentials | $7/month | $78/month |
Frequently asked questions
What is $40K in Lisbon equivalent to in Eugene?
$40K in Lisbon (COL index 63) has the same purchasing power as $68,480 in Eugene (COL index 107). That's 71% more than your current salary.
If I move from Lisbon to Eugene keeping my $40K salary, will I be better off?
Not necessarily. Core expenses in Eugene are higher, so on the same $40K salary you'd have $71 less per month. You'd need to earn $68,480 to maintain the same standard of living.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K × (107 ÷ 63) = $68,480. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Lisbon to Eugene
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only