$120K in Lexington = $145,618 in Sarasota

Your $120K salary in Lexington (COL 89) has the same purchasing power as $145,618 in Sarasota (COL 108). Sarasota is more expensive โ€” you'd need 21% more to maintain the same lifestyle.

$120K in Lexington, KY
$6,755/mo take-home
Rent: $1,350/mo (20% of take-home)
Very comfortable
$145,618/yr in Sarasota, FL
$8,682/mo take-home
Rent: $2,000/mo (23% of take-home)
Comfortable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Lexington
$120K
Sarasota
$120K (same salary)
Monthly take-home$6,755$7,155
1BR rent$1,350$2,000
Groceries$365$384
Transport$60$48
Utilities$158$198
Internet$60$68
Left after essentials$4,762/month$4,457/month
To match your Lexington purchasing power in Sarasota, you'd need to earn $145,618/year (21% more than $120K). At that salary, you'd have $5,984/mo left after essentials โ€” vs $4,762/mo in Lexington.

Frequently asked questions

What is $120K in Lexington equivalent to in Sarasota?

$120K in Lexington (COL index 89) has the same purchasing power as $145,618 in Sarasota (COL index 108). That's 21% more than your current salary.

If I move from Lexington to Sarasota keeping my $120K salary, will I be better off?

Not necessarily. Core expenses in Sarasota are higher, so on the same $120K salary you'd have $305 less per month. You'd need to earn $145,618 to maintain the same standard of living.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (108 รท 89) = $145,618. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only