$40K in Glendale = $38,710 in Norfolk
Your $40K salary in Glendale (COL 93) has the same purchasing power as $38,710 in Norfolk (COL 90). Norfolk is cheaper — your money goes 3% further there.
Budget breakdown — $40K in both cities
What $40K actually buys you in each city after taxes and core expenses.
| Expense | Glendale $40K | Norfolk $40K (same salary) |
|---|---|---|
| Monthly take-home | $2,645 | $2,535 |
| 1BR rent | $1,300 | $1,400 |
| Groceries | $365 | $365 |
| Transport | $52 | $55 |
| Utilities | $208 | $170 |
| Internet | $60 | $60 |
| Left after essentials | $660/month | $485/month |
Frequently asked questions
What is $40K in Glendale equivalent to in Norfolk?
$40K in Glendale (COL index 93) has the same purchasing power as $38,710 in Norfolk (COL index 90). That's 3% less than your current salary.
If I move from Glendale to Norfolk keeping my $40K salary, will I be better off?
Yes. If you keep earning $40K after moving to Norfolk, you'd have $-175 more per month after core expenses — because Norfolk is cheaper than Glendale.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K × (90 ÷ 93) = $38,710. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Glendale to Norfolk
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only