$120K in Fort Lauderdale = $93,000 in Wilmington

Your $120K salary in Fort Lauderdale (COL 120) has the same purchasing power as $93,000 in Wilmington (COL 93). Wilmington is cheaper โ€” your money goes 22% further there.

$120K in Fort Lauderdale, FL
$7,155/mo take-home
Rent: $2,600/mo (36% of take-home)
Tight
$93,000/yr in Wilmington, NC
$5,530/mo take-home
Rent: $1,550/mo (28% of take-home)
Manageable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Fort Lauderdale
$120K
Wilmington
$120K (same salary)
Monthly take-home$7,155$6,705
1BR rent$2,600$1,550
Groceries$407$372
Transport$112$45
Utilities$195$158
Internet$70$62
Left after essentials$3,771/month$4,518/month
To match your Fort Lauderdale purchasing power in Wilmington, you'd need to earn $93,000/year (22% less than $120K). At that salary, you'd have $3,343/mo left after essentials โ€” vs $3,771/mo in Fort Lauderdale.

Frequently asked questions

What is $120K in Fort Lauderdale equivalent to in Wilmington?

$120K in Fort Lauderdale (COL index 120) has the same purchasing power as $93,000 in Wilmington (COL index 93). That's 22% less than your current salary.

If I move from Fort Lauderdale to Wilmington keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Wilmington, you'd have $747 more per month after core expenses โ€” because Wilmington is cheaper than Fort Lauderdale.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (93 รท 120) = $93,000. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only