$120K in Fort Lauderdale = $93,000 in Jacksonville

Your $120K salary in Fort Lauderdale (COL 120) has the same purchasing power as $93,000 in Jacksonville (COL 93). Jacksonville is cheaper โ€” your money goes 22% further there.

$120K in Fort Lauderdale, FL
$7,155/mo take-home
Rent: $2,600/mo (36% of take-home)
Tight
$93,000/yr in Jacksonville, FL
$5,878/mo take-home
Rent: $1,650/mo (28% of take-home)
Manageable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Fort Lauderdale
$120K
Jacksonville
$120K (same salary)
Monthly take-home$7,155$7,155
1BR rent$2,600$1,650
Groceries$407$365
Transport$112$50
Utilities$195$190
Internet$70$62
Left after essentials$3,771/month$4,838/month
To match your Fort Lauderdale purchasing power in Jacksonville, you'd need to earn $93,000/year (22% less than $120K). At that salary, you'd have $3,561/mo left after essentials โ€” vs $3,771/mo in Fort Lauderdale.

Frequently asked questions

What is $120K in Fort Lauderdale equivalent to in Jacksonville?

$120K in Fort Lauderdale (COL index 120) has the same purchasing power as $93,000 in Jacksonville (COL index 93). That's 22% less than your current salary.

If I move from Fort Lauderdale to Jacksonville keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Jacksonville, you'd have $1,067 more per month after core expenses โ€” because Jacksonville is cheaper than Fort Lauderdale.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (93 รท 120) = $93,000. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only