$120K in Fort Lauderdale = $162,000 in Boston

Your $120K salary in Fort Lauderdale (COL 120) has the same purchasing power as $162,000 in Boston (COL 162). Boston is more expensive โ€” you'd need 35% more to maintain the same lifestyle.

$120K in Fort Lauderdale, FL
$7,155/mo take-home
Rent: $2,600/mo (36% of take-home)
Tight
$162,000/yr in Boston, MA
$8,984/mo take-home
Rent: $3,000/mo (33% of take-home)
Manageable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Fort Lauderdale
$120K
Boston
$120K (same salary)
Monthly take-home$7,155$6,655
1BR rent$2,600$3,000
Groceries$407$418
Transport$112$90
Utilities$195$185
Internet$70$70
Left after essentials$3,771/month$2,892/month
To match your Fort Lauderdale purchasing power in Boston, you'd need to earn $162,000/year (35% more than $120K). At that salary, you'd have $5,221/mo left after essentials โ€” vs $3,771/mo in Fort Lauderdale.

Frequently asked questions

What is $120K in Fort Lauderdale equivalent to in Boston?

$120K in Fort Lauderdale (COL index 120) has the same purchasing power as $162,000 in Boston (COL index 162). That's 35% more than your current salary.

If I move from Fort Lauderdale to Boston keeping my $120K salary, will I be better off?

Not necessarily. Core expenses in Boston are higher, so on the same $120K salary you'd have $879 less per month. You'd need to earn $162,000 to maintain the same standard of living.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (162 รท 120) = $162,000. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only