$100K in Fort Lauderdale = $70,000 in Birmingham

Your $100K salary in Fort Lauderdale (COL 120) has the same purchasing power as $70,000 in Birmingham (COL 84). Birmingham is cheaper โ€” your money goes 30% further there.

$100K in Fort Lauderdale, FL
$6,321/mo take-home
Rent: $2,600/mo (41% of take-home)
Tight
$70,000/yr in Birmingham, AL
$4,133/mo take-home
Rent: $1,200/mo (29% of take-home)
Manageable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Fort Lauderdale
$100K
Birmingham
$100K (same salary)
Monthly take-home$6,321$5,904
1BR rent$2,600$1,200
Groceries$407$357
Transport$112$40
Utilities$195$175
Internet$70$58
Left after essentials$2,937/month$4,074/month
To match your Fort Lauderdale purchasing power in Birmingham, you'd need to earn $70,000/year (30% less than $100K). At that salary, you'd have $2,303/mo left after essentials โ€” vs $2,937/mo in Fort Lauderdale.

Frequently asked questions

What is $100K in Fort Lauderdale equivalent to in Birmingham?

$100K in Fort Lauderdale (COL index 120) has the same purchasing power as $70,000 in Birmingham (COL index 84). That's 30% less than your current salary.

If I move from Fort Lauderdale to Birmingham keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Birmingham, you'd have $1,137 more per month after core expenses โ€” because Birmingham is cheaper than Fort Lauderdale.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (84 รท 120) = $70,000. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only