$100K in Eugene = $90,654 in Missoula
Your $100K salary in Eugene (COL 107) has the same purchasing power as $90,654 in Missoula (COL 97). Missoula is cheaper — your money goes 9% further there.
Budget breakdown — $100K in both cities
What $100K actually buys you in each city after taxes and core expenses.
| Expense | Eugene $100K | Missoula $100K (same salary) |
|---|---|---|
| Monthly take-home | $5,496 | $5,754 |
| 1BR rent | $1,650 | $1,300 |
| Groceries | $395 | $376 |
| Transport | $82 | $45 |
| Utilities | $128 | $145 |
| Internet | $65 | $68 |
| Left after essentials | $3,176/month | $3,820/month |
Frequently asked questions
What is $100K in Eugene equivalent to in Missoula?
$100K in Eugene (COL index 107) has the same purchasing power as $90,654 in Missoula (COL index 97). That's 9% less than your current salary.
If I move from Eugene to Missoula keeping my $100K salary, will I be better off?
Yes. If you keep earning $100K after moving to Missoula, you'd have $644 more per month after core expenses — because Missoula is cheaper than Eugene.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K × (97 ÷ 107) = $90,654. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Eugene to Missoula
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only