$120K in Durham = $114,118 in Charleston

Your $120K salary in Durham (COL 102) has the same purchasing power as $114,118 in Charleston (COL 97). Charleston is cheaper โ€” your money goes 5% further there.

$120K in Durham, NC
$6,705/mo take-home
Rent: $1,750/mo (26% of take-home)
Comfortable
$114,118/yr in Charleston, SC
$6,215/mo take-home
Rent: $1,900/mo (31% of take-home)
Manageable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Durham
$120K
Charleston
$120K (same salary)
Monthly take-home$6,705$6,535
1BR rent$1,750$1,900
Groceries$372$376
Transport$82$55
Utilities$155$162
Internet$62$63
Left after essentials$4,284/month$3,979/month
To match your Durham purchasing power in Charleston, you'd need to earn $114,118/year (5% less than $120K). At that salary, you'd have $3,659/mo left after essentials โ€” vs $4,284/mo in Durham.

Frequently asked questions

What is $120K in Durham equivalent to in Charleston?

$120K in Durham (COL index 102) has the same purchasing power as $114,118 in Charleston (COL index 97). That's 5% less than your current salary.

If I move from Durham to Charleston keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Charleston, you'd have $-305 more per month after core expenses โ€” because Charleston is cheaper than Durham.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (97 รท 102) = $114,118. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only