$40K in Bridgeport = $31,786 in Lexington

Your $40K salary in Bridgeport (COL 112) has the same purchasing power as $31,786 in Lexington (COL 89). Lexington is cheaper โ€” your money goes 21% further there.

$40K in Bridgeport, CT
$2,495/mo take-home
Rent: $1,850/mo (74% of take-home)
Difficult
$31,786/yr in Lexington, KY
$2,062/mo take-home
Rent: $1,350/mo (65% of take-home)
Difficult

Budget breakdown โ€” $40K in both cities

What $40K actually buys you in each city after taxes and core expenses.

Expense
Bridgeport
$40K
Lexington
$40K (same salary)
Monthly take-home$2,495$2,595
1BR rent$1,850$1,350
Groceries$410$365
Transport$85$60
Utilities$200$158
Internet$70$60
Left after essentials-$120/month$602/month
To match your Bridgeport purchasing power in Lexington, you'd need to earn $31,786/year (21% less than $40K). At that salary, you'd have $69/mo left after essentials โ€” vs $-120/mo in Bridgeport.

Frequently asked questions

What is $40K in Bridgeport equivalent to in Lexington?

$40K in Bridgeport (COL index 112) has the same purchasing power as $31,786 in Lexington (COL index 89). That's 21% less than your current salary.

If I move from Bridgeport to Lexington keeping my $40K salary, will I be better off?

Yes. If you keep earning $40K after moving to Lexington, you'd have $722 more per month after core expenses โ€” because Lexington is cheaper than Bridgeport.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K ร— (89 รท 112) = $31,786. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only