$40K in Boise = $37,714 in Provo

Your $40K salary in Boise (COL 105) has the same purchasing power as $37,714 in Provo (COL 99). Provo is cheaper — your money goes 6% further there.

$40K in Boise, ID
$2,535/mo take-home
Rent: $1,600/mo (63% of take-home)
Difficult
$37,714/yr in Provo, UT
$2,425/mo take-home
Rent: $1,400/mo (58% of take-home)
Difficult

Budget breakdown — $40K in both cities

What $40K actually buys you in each city after taxes and core expenses.

Expense
Boise
$40K
Provo
$40K (same salary)
Monthly take-home$2,535$2,572
1BR rent$1,600$1,400
Groceries$372$372
Transport$45$62
Utilities$145$148
Internet$60$63
Left after essentials$313/month$527/month
To match your Boise purchasing power in Provo, you'd need to earn $37,714/year (6% less than $40K). At that salary, you'd have $380/mo left after essentials — vs $313/mo in Boise.

Frequently asked questions

What is $40K in Boise equivalent to in Provo?

$40K in Boise (COL index 105) has the same purchasing power as $37,714 in Provo (COL index 99). That's 6% less than your current salary.

If I move from Boise to Provo keeping my $40K salary, will I be better off?

Yes. If you keep earning $40K after moving to Provo, you'd have $214 more per month after core expenses — because Provo is cheaper than Boise.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K × (99 ÷ 105) = $37,714. This adjusts for differences in housing, food, transport, and general cost of living.

Other salary amounts — Boise to Provo

$50K → $47,143$60K → $56,571$75K → $70,714$80K → $75,429$100K → $94,286$120K → $113,143$150K → $141,429
$40K in Provo → BoiseMoving from Boise to ProvoBoise vs Provo — full comparisonCan I afford Boise vs Provo on $40K?

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only