$100K in Billings = $70,225 in Lisbon

Your $100K salary in Billings (COL 89) has the same purchasing power as $70,225 in Lisbon (COL 63). Lisbon is cheaper โ€” your money goes 30% further there.

$100K in Billings, MT
$5,754/mo take-home
Rent: $1,200/mo (21% of take-home)
Very comfortable
$70,225/yr in Lisbon, PT
$3,268/mo take-home
Rent: $1,400/mo (43% of take-home)
Tight

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Billings
$100K
Lisbon
$100K (same salary)
Monthly take-home$5,754$4,654
1BR rent$1,200$1,400
Groceries$369$380
Transport$42$150
Utilities$148$90
Internet$68$35
Left after essentials$3,927/month$2,599/month
To match your Billings purchasing power in Lisbon, you'd need to earn $70,225/year (30% less than $100K). At that salary, you'd have $1,213/mo left after essentials โ€” vs $3,927/mo in Billings.

Frequently asked questions

What is $100K in Billings equivalent to in Lisbon?

$100K in Billings (COL index 89) has the same purchasing power as $70,225 in Lisbon (COL index 63). That's 30% less than your current salary.

If I move from Billings to Lisbon keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Lisbon, you'd have $-1,328 more per month after core expenses โ€” because Lisbon is cheaper than Billings.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (63 รท 89) = $70,225. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only