$100K in Billings = $96,629 in Fayetteville

Your $100K salary in Billings (COL 89) has the same purchasing power as $96,629 in Fayetteville (COL 86). Fayetteville is cheaper โ€” your money goes 3% further there.

$100K in Billings, MT
$5,754/mo take-home
Rent: $1,200/mo (21% of take-home)
Very comfortable
$96,629/yr in Fayetteville, AR
$5,753/mo take-home
Rent: $1,300/mo (23% of take-home)
Comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Billings
$100K
Fayetteville
$100K (same salary)
Monthly take-home$5,754$5,954
1BR rent$1,200$1,300
Groceries$369$361
Transport$42$42
Utilities$148$162
Internet$68$60
Left after essentials$3,927/month$4,029/month
To match your Billings purchasing power in Fayetteville, you'd need to earn $96,629/year (3% less than $100K). At that salary, you'd have $3,828/mo left after essentials โ€” vs $3,927/mo in Billings.

Frequently asked questions

What is $100K in Billings equivalent to in Fayetteville?

$100K in Billings (COL index 89) has the same purchasing power as $96,629 in Fayetteville (COL index 86). That's 3% less than your current salary.

If I move from Billings to Fayetteville keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Fayetteville, you'd have $102 more per month after core expenses โ€” because Fayetteville is cheaper than Billings.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (86 รท 89) = $96,629. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only