$50K in Austin = $39,754 in Madison

Your $50K salary in Austin (COL 122) has the same purchasing power as $39,754 in Madison (COL 97). Madison is cheaper — your money goes 20% further there.

$50K in Austin, TX
$3,160/mo take-home
Rent: $1,800/mo (57% of take-home)
Difficult
$39,754/yr in Madison, WI
$2,456/mo take-home
Rent: $1,650/mo (67% of take-home)
Difficult

Budget breakdown — $50K in both cities

What $50K actually buys you in each city after taxes and core expenses.

Expense
Austin
$50K
Madison
$50K (same salary)
Monthly take-home$3,160$2,840
1BR rent$1,800$1,650
Groceries$372$384
Transport$50$62
Utilities$170$162
Internet$65$63
Left after essentials$703/month$519/month
To match your Austin purchasing power in Madison, you'd need to earn $39,754/year (20% less than $50K). At that salary, you'd have $135/mo left after essentials — vs $703/mo in Austin.

Frequently asked questions

What is $50K in Austin equivalent to in Madison?

$50K in Austin (COL index 122) has the same purchasing power as $39,754 in Madison (COL index 97). That's 20% less than your current salary.

If I move from Austin to Madison keeping my $50K salary, will I be better off?

Yes. If you keep earning $50K after moving to Madison, you'd have $-184 more per month after core expenses — because Madison is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $50K × (97 ÷ 122) = $39,754. This adjusts for differences in housing, food, transport, and general cost of living.

Other salary amounts — Austin to Madison

$40K → $31,803$60K → $47,705$75K → $59,631$80K → $63,607$100K → $79,508$120K → $95,410$150K → $119,262
$50K in Madison → AustinMoving from Austin to MadisonAustin vs Madison — full comparisonCan I afford Austin vs Madison on $50K?

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only