$120K in Austin = $89,508 in Columbus

Your $120K salary in Austin (COL 122) has the same purchasing power as $89,508 in Columbus (COL 91). Columbus is cheaper โ€” your money goes 25% further there.

$120K in Austin, TX
$7,155/mo take-home
Rent: $1,800/mo (25% of take-home)
Comfortable
$89,508/yr in Columbus, OH
$5,434/mo take-home
Rent: $1,250/mo (23% of take-home)
Comfortable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Austin
$120K
Columbus
$120K (same salary)
Monthly take-home$7,155$6,855
1BR rent$1,800$1,250
Groceries$372$361
Transport$50$62
Utilities$170$155
Internet$65$60
Left after essentials$4,698/month$4,967/month
To match your Austin purchasing power in Columbus, you'd need to earn $89,508/year (25% less than $120K). At that salary, you'd have $3,546/mo left after essentials โ€” vs $4,698/mo in Austin.

Frequently asked questions

What is $120K in Austin equivalent to in Columbus?

$120K in Austin (COL index 122) has the same purchasing power as $89,508 in Columbus (COL index 91). That's 25% less than your current salary.

If I move from Austin to Columbus keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Columbus, you'd have $269 more per month after core expenses โ€” because Columbus is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (91 รท 122) = $89,508. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only