$100K in Austin = $72,131 in Columbia

Your $100K salary in Austin (COL 122) has the same purchasing power as $72,131 in Columbia (COL 88). Columbia is cheaper โ€” your money goes 28% further there.

$100K in Austin, TX
$6,321/mo take-home
Rent: $1,800/mo (28% of take-home)
Manageable
$72,131/yr in Columbia, MO
$4,277/mo take-home
Rent: $1,250/mo (29% of take-home)
Manageable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Austin
$100K
Columbia
$100K (same salary)
Monthly take-home$6,321$5,929
1BR rent$1,800$1,250
Groceries$372$365
Transport$50$45
Utilities$170$158
Internet$65$60
Left after essentials$3,864/month$4,051/month
To match your Austin purchasing power in Columbia, you'd need to earn $72,131/year (28% less than $100K). At that salary, you'd have $2,399/mo left after essentials โ€” vs $3,864/mo in Austin.

Frequently asked questions

What is $100K in Austin equivalent to in Columbia?

$100K in Austin (COL index 122) has the same purchasing power as $72,131 in Columbia (COL index 88). That's 28% less than your current salary.

If I move from Austin to Columbia keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Columbia, you'd have $187 more per month after core expenses โ€” because Columbia is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (88 รท 122) = $72,131. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only