$100K in Augusta = $101,176 in Chattanooga
Your $100K salary in Augusta (COL 85) has the same purchasing power as $101,176 in Chattanooga (COL 86). Chattanooga is more expensive — you'd need 1% more to maintain the same lifestyle.
Budget breakdown — $100K in both cities
What $100K actually buys you in each city after taxes and core expenses.
| Expense | Augusta $100K | Chattanooga $100K (same salary) |
|---|---|---|
| Monthly take-home | $5,863 | $6,321 |
| 1BR rent | $1,200 | $1,250 |
| Groceries | $353 | $357 |
| Transport | $42 | $45 |
| Utilities | $162 | $165 |
| Internet | $58 | $58 |
| Left after essentials | $4,048/month | $4,446/month |
Frequently asked questions
What is $100K in Augusta equivalent to in Chattanooga?
$100K in Augusta (COL index 85) has the same purchasing power as $101,176 in Chattanooga (COL index 86). That's 1% more than your current salary.
If I move from Augusta to Chattanooga keeping my $100K salary, will I be better off?
Not necessarily. Core expenses in Chattanooga are higher, so on the same $100K salary you'd have $398 less per month. You'd need to earn $101,176 to maintain the same standard of living.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K × (86 ÷ 85) = $101,176. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Augusta to Chattanooga
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only