$100K in Atlanta = $75,455 in Memphis

Your $100K salary in Atlanta (COL 110) has the same purchasing power as $75,455 in Memphis (COL 83). Memphis is cheaper โ€” your money goes 25% further there.

$100K in Atlanta, GA
$5,863/mo take-home
Rent: $1,900/mo (32% of take-home)
Manageable
$75,455/yr in Memphis, TN
$4,769/mo take-home
Rent: $1,100/mo (23% of take-home)
Comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Atlanta
$100K
Memphis
$100K (same salary)
Monthly take-home$5,863$6,321
1BR rent$1,900$1,100
Groceries$376$357
Transport$95$55
Utilities$165$170
Internet$60$55
Left after essentials$3,267/month$4,584/month
To match your Atlanta purchasing power in Memphis, you'd need to earn $75,455/year (25% less than $100K). At that salary, you'd have $3,032/mo left after essentials โ€” vs $3,267/mo in Atlanta.

Frequently asked questions

What is $100K in Atlanta equivalent to in Memphis?

$100K in Atlanta (COL index 110) has the same purchasing power as $75,455 in Memphis (COL index 83). That's 25% less than your current salary.

If I move from Atlanta to Memphis keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Memphis, you'd have $1,317 more per month after core expenses โ€” because Memphis is cheaper than Atlanta.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (83 รท 110) = $75,455. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only