$40K in Anaheim = $32,973 in Austin

Your $40K salary in Anaheim (COL 148) has the same purchasing power as $32,973 in Austin (COL 122). Austin is cheaper โ€” your money goes 18% further there.

$40K in Anaheim, CA
$2,418/mo take-home
Rent: $2,400/mo (99% of take-home)
Difficult
$32,973/yr in Austin, TX
$2,249/mo take-home
Rent: $1,800/mo (80% of take-home)
Difficult

Budget breakdown โ€” $40K in both cities

What $40K actually buys you in each city after taxes and core expenses.

Expense
Anaheim
$40K
Austin
$40K (same salary)
Monthly take-home$2,418$2,728
1BR rent$2,400$1,800
Groceries$410$372
Transport$100$50
Utilities$148$170
Internet$68$65
Left after essentials-$708/month$271/month
To match your Anaheim purchasing power in Austin, you'd need to earn $32,973/year (18% less than $40K). At that salary, you'd have $-208/mo left after essentials โ€” vs $-708/mo in Anaheim.

Frequently asked questions

What is $40K in Anaheim equivalent to in Austin?

$40K in Anaheim (COL index 148) has the same purchasing power as $32,973 in Austin (COL index 122). That's 18% less than your current salary.

If I move from Anaheim to Austin keeping my $40K salary, will I be better off?

Yes. If you keep earning $40K after moving to Austin, you'd have $979 more per month after core expenses โ€” because Austin is cheaper than Anaheim.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K ร— (122 รท 148) = $32,973. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only