Moving from Worcester to Richmond (2026)
Richmond has a COL index of 98 vs 108 for Worcester (100 = US average). You'd pay about 9% less for the same lifestyle.
Key differences
Salary needed in Richmond to match your Worcester lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Worcester | Equivalent in Richmond |
|---|---|
| $40K | $36,296 |
| $50K | $45,370 |
| $60K | $54,444 |
| $75K | $68,056 |
| $80K | $72,593 |
| $100K | $90,741 |
| $120K | $108,889 |
| $150K | $136,111 |
Monthly budget at $75K — Worcester vs Richmond
| Expense | Worcester | Richmond |
|---|---|---|
| Monthly take-home | $4,428 | $4,378 |
| 1BR rent | $1,750 | $1,600 |
| Groceries | $403 | $369 |
| Transport | $78 | $70 |
| Utilities | $190 | $155 |
| Internet | $68 | $60 |
| Left after essentials | $1,939 | $2,124 |
Frequently asked questions
Is Richmond cheaper than Worcester?
Yes. Richmond has a cost of living index of 98 vs 108 for Worcester (100 = US average). That's about 9% cheaper.
How much will I save moving from Worcester to Richmond?
On a $75K salary, moving from Worcester to Richmond could save roughly $235/month on core expenses. That's ~$2,820/year.
What salary do I need in Richmond to match my Worcester lifestyle?
To maintain the same purchasing power as $75,000 in Worcester, you'd need roughly $68,056/year in Richmond. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only