Moving from Worcester to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 108 for Worcester (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$614/mo
on core expenses · $75K salary baseline

Key differences

COL index
10886
100 = US avg
1BR rent
$1,750$1,250
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in Chattanooga to match your Worcester lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in WorcesterEquivalent in Chattanooga
$40K$31,852
$50K$39,815
$60K$47,778
$75K$59,722
$80K$63,704
$100K$79,630
$120K$95,556
$150K$119,444

Monthly budget at $75K — Worcester vs Chattanooga

ExpenseWorcesterChattanooga
Monthly take-home$4,428$4,741
1BR rent$1,750$1,250
Groceries$403$357
Transport$78$45
Utilities$190$165
Internet$68$58
Left after essentials$1,939$2,866

Frequently asked questions

Is Chattanooga cheaper than Worcester?

Yes. Chattanooga has a cost of living index of 86 vs 108 for Worcester (100 = US average). That's about 20% cheaper.

How much will I save moving from Worcester to Chattanooga?

On a $75K salary, moving from Worcester to Chattanooga could save roughly $614/month on core expenses. That's ~$7,368/year.

What salary do I need in Chattanooga to match my Worcester lifestyle?

To maintain the same purchasing power as $75,000 in Worcester, you'd need roughly $59,722/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only