Moving from Worcester to Albany (2026)
Albany has a COL index of 92 vs 108 for Worcester (100 = US average). You'd pay about 15% less for the same lifestyle.
Save ~$391/mo
on core expenses · $75K salary baseline
Key differences
COL index
10892
100 = US avg
1BR rent
$1,750$1,400
per month
State tax
5%6.9%
income tax
Take-home at $75K
$4,428$4,309
per month
Salary needed in Albany to match your Worcester lifestyle
Based on the 15% cost of living decrease between the two cities.
| Your salary in Worcester | Equivalent in Albany |
|---|---|
| $40K | $34,074 |
| $50K | $42,593 |
| $60K | $51,111 |
| $75K | $63,889 |
| $80K | $68,148 |
| $100K | $85,185 |
| $120K | $102,222 |
| $150K | $127,778 |
Monthly budget at $75K — Worcester vs Albany
| Expense | Worcester | Albany |
|---|---|---|
| Monthly take-home | $4,428 | $4,309 |
| 1BR rent | $1,750 | $1,400 |
| Groceries | $403 | $380 |
| Transport | $78 | $68 |
| Utilities | $190 | $185 |
| Internet | $68 | $65 |
| Left after essentials | $1,939 | $2,211 |
Frequently asked questions
Is Albany cheaper than Worcester?
Yes. Albany has a cost of living index of 92 vs 108 for Worcester (100 = US average). That's about 15% cheaper.
How much will I save moving from Worcester to Albany?
On a $75K salary, moving from Worcester to Albany could save roughly $391/month on core expenses. That's ~$4,692/year.
What salary do I need in Albany to match my Worcester lifestyle?
To maintain the same purchasing power as $75,000 in Worcester, you'd need roughly $63,889/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to WorcesterWorcester vs Albany — full comparisonWorcester cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only