Moving from Winston-Salem to Waco (2026)

Waco has a COL index of 83 vs 87 for Winston-Salem (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$296/mo
on core expenses · $75K salary baseline

Key differences

COL index
8783
100 = US avg
1BR rent
$1,300$1,000
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in Waco to match your Winston-Salem lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in Winston-SalemEquivalent in Waco
$40K$38,161
$50K$47,701
$60K$57,241
$75K$71,552
$80K$76,322
$100K$95,402
$120K$114,483
$150K$143,103

Monthly budget at $75K — Winston-Salem vs Waco

ExpenseWinston-SalemWaco
Monthly take-home$4,459$4,741
1BR rent$1,300$1,000
Groceries$361$350
Transport$45$38
Utilities$150$172
Internet$60$60
Left after essentials$2,543$3,121

Frequently asked questions

Is Waco cheaper than Winston-Salem?

Yes. Waco has a cost of living index of 83 vs 87 for Winston-Salem (100 = US average). That's about 5% cheaper.

How much will I save moving from Winston-Salem to Waco?

On a $75K salary, moving from Winston-Salem to Waco could save roughly $296/month on core expenses. That's ~$3,552/year.

What salary do I need in Waco to match my Winston-Salem lifestyle?

To maintain the same purchasing power as $75,000 in Winston-Salem, you'd need roughly $71,552/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only