Moving from Winston-Salem to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 87 for Winston-Salem (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$41/mo
on core expenses · $75K salary baseline

Key differences

COL index
8786
100 = US avg
1BR rent
$1,300$1,250
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in Chattanooga to match your Winston-Salem lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in Winston-SalemEquivalent in Chattanooga
$40K$39,540
$50K$49,425
$60K$59,310
$75K$74,138
$80K$79,080
$100K$98,851
$120K$118,621
$150K$148,276

Monthly budget at $75K — Winston-Salem vs Chattanooga

ExpenseWinston-SalemChattanooga
Monthly take-home$4,459$4,741
1BR rent$1,300$1,250
Groceries$361$357
Transport$45$45
Utilities$150$165
Internet$60$58
Left after essentials$2,543$2,866

Frequently asked questions

Is Chattanooga cheaper than Winston-Salem?

Yes. Chattanooga has a cost of living index of 86 vs 87 for Winston-Salem (100 = US average). That's about 1% cheaper.

How much will I save moving from Winston-Salem to Chattanooga?

On a $75K salary, moving from Winston-Salem to Chattanooga could save roughly $41/month on core expenses. That's ~$492/year.

What salary do I need in Chattanooga to match my Winston-Salem lifestyle?

To maintain the same purchasing power as $75,000 in Winston-Salem, you'd need roughly $74,138/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only