Moving from Wilmington to Rochester (2026)

Rochester has a COL index of 89 vs 93 for Wilmington (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$201/mo
on core expenses · $75K salary baseline

Key differences

COL index
9389
100 = US avg
1BR rent
$1,550$1,300
per month
State tax
4.5%6.9%
income tax
Take-home at $75K
$4,459$4,309
per month

Salary needed in Rochester to match your Wilmington lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in WilmingtonEquivalent in Rochester
$40K$38,280
$50K$47,849
$60K$57,419
$75K$71,774
$80K$76,559
$100K$95,699
$120K$114,839
$150K$143,548

Monthly budget at $75K — Wilmington vs Rochester

ExpenseWilmingtonRochester
Monthly take-home$4,459$4,309
1BR rent$1,550$1,300
Groceries$372$376
Transport$45$65
Utilities$158$180
Internet$62$65
Left after essentials$2,272$2,323

Frequently asked questions

Is Rochester cheaper than Wilmington?

Yes. Rochester has a cost of living index of 89 vs 93 for Wilmington (100 = US average). That's about 4% cheaper.

How much will I save moving from Wilmington to Rochester?

On a $75K salary, moving from Wilmington to Rochester could save roughly $201/month on core expenses. That's ~$2,412/year.

What salary do I need in Rochester to match my Wilmington lifestyle?

To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $71,774/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only