Moving from Wilmington to Duluth (2026)

Duluth has a COL index of 87 vs 93 for Wilmington (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$331/mo
on core expenses · $75K salary baseline

Key differences

COL index
9387
100 = US avg
1BR rent
$1,550$1,200
per month
State tax
4.5%9.9%
income tax
Take-home at $75K
$4,459$4,122
per month

Salary needed in Duluth to match your Wilmington lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in WilmingtonEquivalent in Duluth
$40K$37,419
$50K$46,774
$60K$56,129
$75K$70,161
$80K$74,839
$100K$93,548
$120K$112,258
$150K$140,323

Monthly budget at $75K — Wilmington vs Duluth

ExpenseWilmingtonDuluth
Monthly take-home$4,459$4,122
1BR rent$1,550$1,200
Groceries$372$369
Transport$45$60
Utilities$158$165
Internet$62$62
Left after essentials$2,272$2,266

Frequently asked questions

Is Duluth cheaper than Wilmington?

Yes. Duluth has a cost of living index of 87 vs 93 for Wilmington (100 = US average). That's about 6% cheaper.

How much will I save moving from Wilmington to Duluth?

On a $75K salary, moving from Wilmington to Duluth could save roughly $331/month on core expenses. That's ~$3,972/year.

What salary do I need in Duluth to match my Wilmington lifestyle?

To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $70,161/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only