Moving from Wilmington to Albany (2026)
Albany has a COL index of 92 vs 93 for Wilmington (100 = US average). You'd pay about 1% less for the same lifestyle.
Save ~$89/mo
on core expenses · $75K salary baseline
Key differences
COL index
9392
100 = US avg
1BR rent
$1,550$1,400
per month
State tax
4.5%6.9%
income tax
Take-home at $75K
$4,459$4,309
per month
Salary needed in Albany to match your Wilmington lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Wilmington | Equivalent in Albany |
|---|---|
| $40K | $39,570 |
| $50K | $49,462 |
| $60K | $59,355 |
| $75K | $74,194 |
| $80K | $79,140 |
| $100K | $98,925 |
| $120K | $118,710 |
| $150K | $148,387 |
Monthly budget at $75K — Wilmington vs Albany
| Expense | Wilmington | Albany |
|---|---|---|
| Monthly take-home | $4,459 | $4,309 |
| 1BR rent | $1,550 | $1,400 |
| Groceries | $372 | $380 |
| Transport | $45 | $68 |
| Utilities | $158 | $185 |
| Internet | $62 | $65 |
| Left after essentials | $2,272 | $2,211 |
Frequently asked questions
Is Albany cheaper than Wilmington?
Yes. Albany has a cost of living index of 92 vs 93 for Wilmington (100 = US average). That's about 1% cheaper.
How much will I save moving from Wilmington to Albany?
On a $75K salary, moving from Wilmington to Albany could save roughly $89/month on core expenses. That's ~$1,068/year.
What salary do I need in Albany to match my Wilmington lifestyle?
To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $74,194/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to WilmingtonWilmington vs Albany — full comparisonWilmington cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only