Moving from West Palm Beach to Waco (2026)

Waco has a COL index of 83 vs 117 for West Palm Beach (100 = US average). You'd pay about 29% less for the same lifestyle.

Save ~$1,565/mo
on core expenses · $75K salary baseline

Key differences

COL index
11783
100 = US avg
1BR rent
$2,400$1,000
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Waco to match your West Palm Beach lifestyle

Based on the 29% cost of living decrease between the two cities.

Your salary in West Palm BeachEquivalent in Waco
$40K$28,376
$50K$35,470
$60K$42,564
$75K$53,205
$80K$56,752
$100K$70,940
$120K$85,128
$150K$106,410

Monthly budget at $75K — West Palm Beach vs Waco

ExpenseWest Palm BeachWaco
Monthly take-home$4,741$4,741
1BR rent$2,400$1,000
Groceries$403$350
Transport$112$38
Utilities$200$172
Internet$70$60
Left after essentials$1,556$3,121

Frequently asked questions

Is Waco cheaper than West Palm Beach?

Yes. Waco has a cost of living index of 83 vs 117 for West Palm Beach (100 = US average). That's about 29% cheaper.

How much will I save moving from West Palm Beach to Waco?

On a $75K salary, moving from West Palm Beach to Waco could save roughly $1,565/month on core expenses. That's ~$18,780/year.

What salary do I need in Waco to match my West Palm Beach lifestyle?

To maintain the same purchasing power as $75,000 in West Palm Beach, you'd need roughly $53,205/year in Waco. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only