Moving from West Palm Beach to Carmel (2026)

Carmel has a COL index of 98 vs 117 for West Palm Beach (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$1,105/mo
on core expenses · $75K salary baseline

Key differences

COL index
11798
100 = US avg
1BR rent
$2,400$1,450
per month
State tax
None3.2%
income tax
Take-home at $75K
$4,741$4,541
per month

Salary needed in Carmel to match your West Palm Beach lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in West Palm BeachEquivalent in Carmel
$40K$33,504
$50K$41,880
$60K$50,256
$75K$62,821
$80K$67,009
$100K$83,761
$120K$100,513
$150K$125,641

Monthly budget at $75K — West Palm Beach vs Carmel

ExpenseWest Palm BeachCarmel
Monthly take-home$4,741$4,541
1BR rent$2,400$1,450
Groceries$403$376
Transport$112$40
Utilities$200$152
Internet$70$62
Left after essentials$1,556$2,461

Frequently asked questions

Is Carmel cheaper than West Palm Beach?

Yes. Carmel has a cost of living index of 98 vs 117 for West Palm Beach (100 = US average). That's about 16% cheaper.

How much will I save moving from West Palm Beach to Carmel?

On a $75K salary, moving from West Palm Beach to Carmel could save roughly $1,105/month on core expenses. That's ~$13,260/year.

What salary do I need in Carmel to match my West Palm Beach lifestyle?

To maintain the same purchasing power as $75,000 in West Palm Beach, you'd need roughly $62,821/year in Carmel. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only