Moving from Washington to Wilmington (2026)

Wilmington has a COL index of 93 vs 153 for Washington (100 = US average). You'd pay about 39% less for the same lifestyle.

Save ~$1,700/mo
on core expenses · $75K salary baseline

Key differences

COL index
15393
100 = US avg
1BR rent
$3,100$1,550
per month
State tax
5.8%4.5%
income tax
Take-home at $75K
$4,378$4,459
per month

Salary needed in Wilmington to match your Washington lifestyle

Based on the 39% cost of living decrease between the two cities.

Your salary in WashingtonEquivalent in Wilmington
$40K$24,314
$50K$30,392
$60K$36,471
$75K$45,588
$80K$48,627
$100K$60,784
$120K$72,941
$150K$91,176

Monthly budget at $75K — Washington vs Wilmington

ExpenseWashingtonWilmington
Monthly take-home$4,378$4,459
1BR rent$3,100$1,550
Groceries$422$372
Transport$100$45
Utilities$190$158
Internet$75$62
Left after essentials$491$2,272

Frequently asked questions

Is Wilmington cheaper than Washington?

Yes. Wilmington has a cost of living index of 93 vs 153 for Washington (100 = US average). That's about 39% cheaper.

How much will I save moving from Washington to Wilmington?

On a $75K salary, moving from Washington to Wilmington could save roughly $1,700/month on core expenses. That's ~$20,400/year.

What salary do I need in Wilmington to match my Washington lifestyle?

To maintain the same purchasing power as $75,000 in Washington, you'd need roughly $45,588/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only