Moving from Washington to Waco (2026)
Waco has a COL index of 83 vs 153 for Washington (100 = US average). You'd pay about 46% less for the same lifestyle.
Save ~$2,267/mo
on core expenses · $75K salary baseline
Key differences
COL index
15383
100 = US avg
1BR rent
$3,100$1,000
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month
Salary needed in Waco to match your Washington lifestyle
Based on the 46% cost of living decrease between the two cities.
| Your salary in Washington | Equivalent in Waco |
|---|---|
| $40K | $21,699 |
| $50K | $27,124 |
| $60K | $32,549 |
| $75K | $40,686 |
| $80K | $43,399 |
| $100K | $54,248 |
| $120K | $65,098 |
| $150K | $81,373 |
Monthly budget at $75K — Washington vs Waco
| Expense | Washington | Waco |
|---|---|---|
| Monthly take-home | $4,378 | $4,741 |
| 1BR rent | $3,100 | $1,000 |
| Groceries | $422 | $350 |
| Transport | $100 | $38 |
| Utilities | $190 | $172 |
| Internet | $75 | $60 |
| Left after essentials | $491 | $3,121 |
Frequently asked questions
Is Waco cheaper than Washington?
Yes. Waco has a cost of living index of 83 vs 153 for Washington (100 = US average). That's about 46% cheaper.
How much will I save moving from Washington to Waco?
On a $75K salary, moving from Washington to Waco could save roughly $2,267/month on core expenses. That's ~$27,204/year.
What salary do I need in Waco to match my Washington lifestyle?
To maintain the same purchasing power as $75,000 in Washington, you'd need roughly $40,686/year in Waco. This is based on the overall COL index difference between the two cities.
Moving from Waco to WashingtonWashington vs Waco — full comparisonWashington cost of livingWaco cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only