Moving from Washington to Providence (2026)

Providence has a COL index of 108 vs 153 for Washington (100 = US average). You'd pay about 29% less for the same lifestyle.

Save ~$1,350/mo
on core expenses · $75K salary baseline

Key differences

COL index
153108
100 = US avg
1BR rent
$3,100$1,800
per month
State tax
5.8%6%
income tax
Take-home at $75K
$4,378$4,366
per month

Salary needed in Providence to match your Washington lifestyle

Based on the 29% cost of living decrease between the two cities.

Your salary in WashingtonEquivalent in Providence
$40K$28,235
$50K$35,294
$60K$42,353
$75K$52,941
$80K$56,471
$100K$70,588
$120K$84,706
$150K$105,882

Monthly budget at $75K — Washington vs Providence

ExpenseWashingtonProvidence
Monthly take-home$4,378$4,366
1BR rent$3,100$1,800
Groceries$422$399
Transport$100$75
Utilities$190$195
Internet$75$68
Left after essentials$491$1,829

Frequently asked questions

Is Providence cheaper than Washington?

Yes. Providence has a cost of living index of 108 vs 153 for Washington (100 = US average). That's about 29% cheaper.

How much will I save moving from Washington to Providence?

On a $75K salary, moving from Washington to Providence could save roughly $1,350/month on core expenses. That's ~$16,200/year.

What salary do I need in Providence to match my Washington lifestyle?

To maintain the same purchasing power as $75,000 in Washington, you'd need roughly $52,941/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only