Moving from Washington to McAllen (2026)

McAllen has a COL index of 78 vs 153 for Washington (100 = US average). You'd pay about 49% less for the same lifestyle.

Save ~$2,339/mo
on core expenses · $75K salary baseline

Key differences

COL index
15378
100 = US avg
1BR rent
$3,100$950
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in McAllen to match your Washington lifestyle

Based on the 49% cost of living decrease between the two cities.

Your salary in WashingtonEquivalent in McAllen
$40K$20,392
$50K$25,490
$60K$30,588
$75K$38,235
$80K$40,784
$100K$50,980
$120K$61,176
$150K$76,471

Monthly budget at $75K — Washington vs McAllen

ExpenseWashingtonMcAllen
Monthly take-home$4,378$4,741
1BR rent$3,100$950
Groceries$422$338
Transport$100$35
Utilities$190$165
Internet$75$60
Left after essentials$491$3,193

Frequently asked questions

Is McAllen cheaper than Washington?

Yes. McAllen has a cost of living index of 78 vs 153 for Washington (100 = US average). That's about 49% cheaper.

How much will I save moving from Washington to McAllen?

On a $75K salary, moving from Washington to McAllen could save roughly $2,339/month on core expenses. That's ~$28,068/year.

What salary do I need in McAllen to match my Washington lifestyle?

To maintain the same purchasing power as $75,000 in Washington, you'd need roughly $38,235/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only