Moving from Washington to Madison (2026)

Madison has a COL index of 97 vs 153 for Washington (100 = US average). You'd pay about 37% less for the same lifestyle.

Save ~$1,566/mo
on core expenses · $75K salary baseline

Key differences

COL index
15397
100 = US avg
1BR rent
$3,100$1,650
per month
State tax
5.8%7.7%
income tax
Take-home at $75K
$4,378$4,259
per month

Salary needed in Madison to match your Washington lifestyle

Based on the 37% cost of living decrease between the two cities.

Your salary in WashingtonEquivalent in Madison
$40K$25,359
$50K$31,699
$60K$38,039
$75K$47,549
$80K$50,719
$100K$63,399
$120K$76,078
$150K$95,098

Monthly budget at $75K — Washington vs Madison

ExpenseWashingtonMadison
Monthly take-home$4,378$4,259
1BR rent$3,100$1,650
Groceries$422$384
Transport$100$62
Utilities$190$162
Internet$75$63
Left after essentials$491$1,938

Frequently asked questions

Is Madison cheaper than Washington?

Yes. Madison has a cost of living index of 97 vs 153 for Washington (100 = US average). That's about 37% cheaper.

How much will I save moving from Washington to Madison?

On a $75K salary, moving from Washington to Madison could save roughly $1,566/month on core expenses. That's ~$18,792/year.

What salary do I need in Madison to match my Washington lifestyle?

To maintain the same purchasing power as $75,000 in Washington, you'd need roughly $47,549/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only