Moving from Waco to Worcester (2026)

Worcester has a COL index of 108 vs 83 for Waco (100 = US average). Expect to pay about 30% more for the same lifestyle.

Pay ~$869 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83108
100 = US avg
1BR rent
$1,000$1,750
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Worcester to match your Waco lifestyle

Based on the 30% cost of living increase between the two cities.

Your salary in WacoEquivalent in Worcester
$40K$52,048
$50K$65,060
$60K$78,072
$75K$97,590
$80K$104,096
$100K$130,120
$120K$156,145
$150K$195,181

Monthly budget at $75K — Waco vs Worcester

ExpenseWacoWorcester
Monthly take-home$4,741$4,428
1BR rent$1,000$1,750
Groceries$350$403
Transport$38$78
Utilities$172$190
Internet$60$68
Left after essentials$3,121$1,939

Frequently asked questions

Is Worcester cheaper than Waco?

No. Worcester has a cost of living index of 108 vs 83 for Waco (100 = US average). That's about 30% more expensive.

How much will I save moving from Waco to Worcester?

On a $75K salary, core expenses in Worcester run about $869/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Worcester to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $97,590/year in Worcester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only