Moving from Waco to Virginia Beach (2026)
Virginia Beach has a COL index of 93 vs 83 for Waco (100 = US average). Expect to pay about 12% more for the same lifestyle.
Key differences
Salary needed in Virginia Beach to match your Waco lifestyle
Based on the 12% cost of living increase between the two cities.
| Your salary in Waco | Equivalent in Virginia Beach |
|---|---|
| $40K | $44,819 |
| $50K | $56,024 |
| $60K | $67,229 |
| $75K | $84,036 |
| $80K | $89,639 |
| $100K | $112,048 |
| $120K | $134,458 |
| $150K | $168,072 |
Monthly budget at $75K — Waco vs Virginia Beach
| Expense | Waco | Virginia Beach |
|---|---|---|
| Monthly take-home | $4,741 | $4,378 |
| 1BR rent | $1,000 | $1,550 |
| Groceries | $350 | $369 |
| Transport | $38 | $48 |
| Utilities | $172 | $170 |
| Internet | $60 | $60 |
| Left after essentials | $3,121 | $2,181 |
Frequently asked questions
Is Virginia Beach cheaper than Waco?
No. Virginia Beach has a cost of living index of 93 vs 83 for Waco (100 = US average). That's about 12% more expensive.
How much will I save moving from Waco to Virginia Beach?
On a $75K salary, core expenses in Virginia Beach run about $577/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in Virginia Beach to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $84,036/year in Virginia Beach. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only