Moving from Waco to Topeka (2026)
Topeka has a COL index of 80 vs 83 for Waco (100 = US average). You'd pay about 4% less for the same lifestyle.
Save ~$85/mo
on core expenses · $75K salary baseline
Key differences
COL index
8380
100 = US avg
1BR rent
$1,000$940
per month
State tax
None5.7%
income tax
Take-home at $75K
$4,741$4,384
per month
Salary needed in Topeka to match your Waco lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in Waco | Equivalent in Topeka |
|---|---|
| $40K | $38,554 |
| $50K | $48,193 |
| $60K | $57,831 |
| $75K | $72,289 |
| $80K | $77,108 |
| $100K | $96,386 |
| $120K | $115,663 |
| $150K | $144,578 |
Monthly budget at $75K — Waco vs Topeka
| Expense | Waco | Topeka |
|---|---|---|
| Monthly take-home | $4,741 | $4,384 |
| 1BR rent | $1,000 | $940 |
| Groceries | $350 | $350 |
| Transport | $38 | $40 |
| Utilities | $172 | $150 |
| Internet | $60 | $55 |
| Left after essentials | $3,121 | $2,849 |
Frequently asked questions
Is Topeka cheaper than Waco?
Yes. Topeka has a cost of living index of 80 vs 83 for Waco (100 = US average). That's about 4% cheaper.
How much will I save moving from Waco to Topeka?
On a $75K salary, moving from Waco to Topeka could save roughly $85/month on core expenses. That's ~$1,020/year.
What salary do I need in Topeka to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $72,289/year in Topeka. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only