Moving from Waco to Tempe (2026)
Tempe has a COL index of 103 vs 83 for Waco (100 = US average). Expect to pay about 24% more for the same lifestyle.
Key differences
Salary needed in Tempe to match your Waco lifestyle
Based on the 24% cost of living increase between the two cities.
| Your salary in Waco | Equivalent in Tempe |
|---|---|
| $40K | $49,639 |
| $50K | $62,048 |
| $60K | $74,458 |
| $75K | $93,072 |
| $80K | $99,277 |
| $100K | $124,096 |
| $120K | $148,916 |
| $150K | $186,145 |
Monthly budget at $75K — Waco vs Tempe
| Expense | Waco | Tempe |
|---|---|---|
| Monthly take-home | $4,741 | $4,584 |
| 1BR rent | $1,000 | $1,600 |
| Groceries | $350 | $380 |
| Transport | $38 | $55 |
| Utilities | $172 | $210 |
| Internet | $60 | $62 |
| Left after essentials | $3,121 | $2,277 |
Frequently asked questions
Is Tempe cheaper than Waco?
No. Tempe has a cost of living index of 103 vs 83 for Waco (100 = US average). That's about 24% more expensive.
How much will I save moving from Waco to Tempe?
On a $75K salary, core expenses in Tempe run about $687/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in Tempe to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $93,072/year in Tempe. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only