Moving from Waco to St. George (2026)

St. George has a COL index of 96 vs 83 for Waco (100 = US average). Expect to pay about 16% more for the same lifestyle.

Pay ~$303 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8396
100 = US avg
1BR rent
$1,000$1,300
per month
State tax
None4.7%
income tax
Take-home at $75K
$4,741$4,447
per month

Salary needed in St. George to match your Waco lifestyle

Based on the 16% cost of living increase between the two cities.

Your salary in WacoEquivalent in St. George
$40K$46,265
$50K$57,831
$60K$69,398
$75K$86,747
$80K$92,530
$100K$115,663
$120K$138,795
$150K$173,494

Monthly budget at $75K — Waco vs St. George

ExpenseWacoSt. George
Monthly take-home$4,741$4,447
1BR rent$1,000$1,300
Groceries$350$372
Transport$38$40
Utilities$172$148
Internet$60$63
Left after essentials$3,121$2,524

Frequently asked questions

Is St. George cheaper than Waco?

No. St. George has a cost of living index of 96 vs 83 for Waco (100 = US average). That's about 16% more expensive.

How much will I save moving from Waco to St. George?

On a $75K salary, core expenses in St. George run about $303/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in St. George to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $86,747/year in St. George. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only