Moving from Waco to South Bend (2026)
South Bend has a COL index of 82 vs 83 for Waco (100 = US average). You'd pay about 1% less for the same lifestyle.
Key differences
Salary needed in South Bend to match your Waco lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Waco | Equivalent in South Bend |
|---|---|
| $40K | $39,518 |
| $50K | $49,398 |
| $60K | $59,277 |
| $75K | $74,096 |
| $80K | $79,036 |
| $100K | $98,795 |
| $120K | $118,554 |
| $150K | $148,193 |
Monthly budget at $75K — Waco vs South Bend
| Expense | Waco | South Bend |
|---|---|---|
| Monthly take-home | $4,741 | $4,541 |
| 1BR rent | $1,000 | $1,050 |
| Groceries | $350 | $353 |
| Transport | $38 | $42 |
| Utilities | $172 | $155 |
| Internet | $60 | $58 |
| Left after essentials | $3,121 | $2,883 |
Frequently asked questions
Is South Bend cheaper than Waco?
Yes. South Bend has a cost of living index of 82 vs 83 for Waco (100 = US average). That's about 1% cheaper.
How much will I save moving from Waco to South Bend?
On a $75K salary, core expenses in South Bend run about $38/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in South Bend to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $74,096/year in South Bend. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only