Moving from Waco to Phnom Penh (2026)
Phnom Penh has a COL index of 30 vs 83 for Waco (100 = US average). You'd pay about 64% less for the same lifestyle.
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Key differences
Salary needed in Phnom Penh to match your Waco lifestyle
Based on the 64% cost of living decrease between the two cities.
| Your salary in Waco | Equivalent in Phnom Penh |
|---|---|
| $40K | $14,458 |
| $50K | $18,072 |
| $60K | $21,687 |
| $75K | $27,108 |
| $80K | $28,916 |
| $100K | $36,145 |
| $120K | $43,373 |
| $150K | $54,217 |
Adjust your salary
Monthly budget at $75K — Waco vs Phnom Penh
| Expense | Waco | Phnom Penh |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,000 | $350 |
| Groceries | $350 | $380 |
| Transport | $38 | $150 |
| Utilities | $172 | $60 |
| Internet | $60 | $40 |
| Left after essentials | $3,121 | $3,761 |
30-Year Wealth Builder
If you invest your monthly savings of $640 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Waco — that's the real price of a city.
Frequently asked questions
Is Phnom Penh cheaper than Waco?
Yes. Phnom Penh has a cost of living index of 30 vs 83 for Waco (100 = US average). That's about 64% cheaper.
How much will I save moving from Waco to Phnom Penh?
On a $75K salary, moving from Waco to Phnom Penh saves roughly $650/month on core expenses. That's ~$7,800/year.
What salary do I need in Phnom Penh to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $27,108/year in Phnom Penh. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only