Moving from Waco to Mobile (2026)
Mobile has a COL index of 82 vs 83 for Waco (100 = US average). You'd pay about 1% less for the same lifestyle.
Save ~$101/mo
on core expenses · $75K salary baseline
Key differences
COL index
8382
100 = US avg
1BR rent
$1,000$1,100
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month
Salary needed in Mobile to match your Waco lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Waco | Equivalent in Mobile |
|---|---|
| $40K | $39,518 |
| $50K | $49,398 |
| $60K | $59,277 |
| $75K | $74,096 |
| $80K | $79,036 |
| $100K | $98,795 |
| $120K | $118,554 |
| $150K | $148,193 |
Monthly budget at $75K — Waco vs Mobile
| Expense | Waco | Mobile |
|---|---|---|
| Monthly take-home | $4,741 | $4,428 |
| 1BR rent | $1,000 | $1,100 |
| Groceries | $350 | $353 |
| Transport | $38 | $38 |
| Utilities | $172 | $172 |
| Internet | $60 | $58 |
| Left after essentials | $3,121 | $2,707 |
Frequently asked questions
Is Mobile cheaper than Waco?
Yes. Mobile has a cost of living index of 82 vs 83 for Waco (100 = US average). That's about 1% cheaper.
How much will I save moving from Waco to Mobile?
On a $75K salary, core expenses in Mobile run about $101/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in Mobile to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $74,096/year in Mobile. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only