Moving from Waco to Lexington (2026)

Lexington has a COL index of 89 vs 83 for Waco (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$373 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8389
100 = US avg
1BR rent
$1,000$1,350
per month
State tax
None4%
income tax
Take-home at $75K
$4,741$4,491
per month

Salary needed in Lexington to match your Waco lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in WacoEquivalent in Lexington
$40K$42,892
$50K$53,614
$60K$64,337
$75K$80,422
$80K$85,783
$100K$107,229
$120K$128,675
$150K$160,843

Monthly budget at $75K — Waco vs Lexington

ExpenseWacoLexington
Monthly take-home$4,741$4,491
1BR rent$1,000$1,350
Groceries$350$365
Transport$38$60
Utilities$172$158
Internet$60$60
Left after essentials$3,121$2,498

Frequently asked questions

Is Lexington cheaper than Waco?

No. Lexington has a cost of living index of 89 vs 83 for Waco (100 = US average). That's about 7% more expensive.

How much will I save moving from Waco to Lexington?

On a $75K salary, core expenses in Lexington run about $373/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Lexington to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $80,422/year in Lexington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only