Moving from Waco to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 83 for Waco (100 = US average). Expect to pay about 23% more for the same lifestyle.

Pay ~$719 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83102
100 = US avg
1BR rent
$1,000$1,650
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Flagstaff to match your Waco lifestyle

Based on the 23% cost of living increase between the two cities.

Your salary in WacoEquivalent in Flagstaff
$40K$49,157
$50K$61,446
$60K$73,735
$75K$92,169
$80K$98,313
$100K$122,892
$120K$147,470
$150K$184,337

Monthly budget at $75K — Waco vs Flagstaff

ExpenseWacoFlagstaff
Monthly take-home$4,741$4,584
1BR rent$1,000$1,650
Groceries$350$384
Transport$38$45
Utilities$172$195
Internet$60$65
Left after essentials$3,121$2,245

Frequently asked questions

Is Flagstaff cheaper than Waco?

No. Flagstaff has a cost of living index of 102 vs 83 for Waco (100 = US average). That's about 23% more expensive.

How much will I save moving from Waco to Flagstaff?

On a $75K salary, core expenses in Flagstaff run about $719/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Flagstaff to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $92,169/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only