Moving from Waco to Colorado Springs (2026)

Colorado Springs has a COL index of 95 vs 83 for Waco (100 = US average). Expect to pay about 14% more for the same lifestyle.

Pay ~$517 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8395
100 = US avg
1BR rent
$1,000$1,500
per month
State tax
None4.4%
income tax
Take-home at $75K
$4,741$4,466
per month

Salary needed in Colorado Springs to match your Waco lifestyle

Based on the 14% cost of living increase between the two cities.

Your salary in WacoEquivalent in Colorado Springs
$40K$45,783
$50K$57,229
$60K$68,675
$75K$85,843
$80K$91,566
$100K$114,458
$120K$137,349
$150K$171,687

Monthly budget at $75K — Waco vs Colorado Springs

ExpenseWacoColorado Springs
Monthly take-home$4,741$4,466
1BR rent$1,000$1,500
Groceries$350$372
Transport$38$55
Utilities$172$145
Internet$60$65
Left after essentials$3,121$2,329

Frequently asked questions

Is Colorado Springs cheaper than Waco?

No. Colorado Springs has a cost of living index of 95 vs 83 for Waco (100 = US average). That's about 14% more expensive.

How much will I save moving from Waco to Colorado Springs?

On a $75K salary, core expenses in Colorado Springs run about $517/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Colorado Springs to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $85,843/year in Colorado Springs. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only