Moving from Waco to Boise (2026)

Boise has a COL index of 105 vs 83 for Waco (100 = US average). Expect to pay about 27% more for the same lifestyle.

Pay ~$602 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83105
100 = US avg
1BR rent
$1,000$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Boise to match your Waco lifestyle

Based on the 27% cost of living increase between the two cities.

Your salary in WacoEquivalent in Boise
$40K$50,602
$50K$63,253
$60K$75,904
$75K$94,880
$80K$101,205
$100K$126,506
$120K$151,807
$150K$189,759

Monthly budget at $75K — Waco vs Boise

ExpenseWacoBoise
Monthly take-home$4,741$4,378
1BR rent$1,000$1,600
Groceries$350$372
Transport$38$45
Utilities$172$145
Internet$60$60
Left after essentials$3,121$2,156

Frequently asked questions

Is Boise cheaper than Waco?

No. Boise has a cost of living index of 105 vs 83 for Waco (100 = US average). That's about 27% more expensive.

How much will I save moving from Waco to Boise?

On a $75K salary, core expenses in Boise run about $602/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Boise to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $94,880/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only