Moving from Waco to Bismarck (2026)
Bismarck has a COL index of 87 vs 83 for Waco (100 = US average). Expect to pay about 5% more for the same lifestyle.
Key differences
Salary needed in Bismarck to match your Waco lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Waco | Equivalent in Bismarck |
|---|---|
| $40K | $41,928 |
| $50K | $52,410 |
| $60K | $62,892 |
| $75K | $78,614 |
| $80K | $83,855 |
| $100K | $104,819 |
| $120K | $125,783 |
| $150K | $157,229 |
Monthly budget at $75K — Waco vs Bismarck
| Expense | Waco | Bismarck |
|---|---|---|
| Monthly take-home | $4,741 | $4,584 |
| 1BR rent | $1,000 | $1,150 |
| Groceries | $350 | $369 |
| Transport | $38 | $42 |
| Utilities | $172 | $152 |
| Internet | $60 | $65 |
| Left after essentials | $3,121 | $2,806 |
Frequently asked questions
Is Bismarck cheaper than Waco?
No. Bismarck has a cost of living index of 87 vs 83 for Waco (100 = US average). That's about 5% more expensive.
How much will I save moving from Waco to Bismarck?
On a $75K salary, core expenses in Bismarck run about $158/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in Bismarck to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $78,614/year in Bismarck. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only