Moving from Waco to Austin (2026)
Austin has a COL index of 122 vs 83 for Waco (100 = US average). Expect to pay about 47% more for the same lifestyle.
Key differences
Salary needed in Austin to match your Waco lifestyle
Based on the 47% cost of living increase between the two cities.
| Your salary in Waco | Equivalent in Austin |
|---|---|
| $40K | $58,795 |
| $50K | $73,494 |
| $60K | $88,193 |
| $75K | $110,241 |
| $80K | $117,590 |
| $100K | $146,988 |
| $120K | $176,386 |
| $150K | $220,482 |
Monthly budget at $75K — Waco vs Austin
| Expense | Waco | Austin |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,000 | $1,800 |
| Groceries | $350 | $372 |
| Transport | $38 | $50 |
| Utilities | $172 | $170 |
| Internet | $60 | $65 |
| Left after essentials | $3,121 | $2,284 |
Frequently asked questions
Is Austin cheaper than Waco?
No. Austin has a cost of living index of 122 vs 83 for Waco (100 = US average). That's about 47% more expensive.
How much will I save moving from Waco to Austin?
On a $75K salary, core expenses in Austin run about $837/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in Austin to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $110,241/year in Austin. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only